If you’re purchasing a new vehicle at your Ford dealer, you’ll find significant advantages when considering car financing through your dealership. There are many convenient options available, including longer loan terms, access to promotional rates, and quicker processing time for your application.
1. Greater Convenience
When you choose to work directly with your local Ford financing experts, you’ll have access to many options, as your dealership will negotiate with lenders on your behalf and find the best rate for your budget and vehicle. All the paperwork you need to apply for a loan is handled through your local dealership, so you don’t have to apply through a bank or financial institution, which helps you save time.
2. Discounts and Promotional Interest Rates
There are plenty of promotions and specials that run throughout the year, which can result in significant savings when you finance your new or pre-owned car through a dealership. Many dealerships offer excellent rates and deals through manufacturer financing, which may include low or zero interest rates. While some promotional offers are seasonal, there are often multiple deals and discounts available when you work with your local dealership.
3. Flexible Financing for Different Credit Scores
If you have a low credit score, this can make financing a challenge, primarily when you work with a bank or financial institution. Fortunately, your Ford experts can provide greater options to meet your budget, which includes in-house financing and flexible installment plans for low or moderate credit scores. When you make regular payments towards your car loan will improve your credit rating, which makes applying for a future loan easier.
4. Extra Incentives for Vehicle Financing
When you finance a new vehicle through your dealership, you may have access to incentives such as lower interest rates, trade-in options, cashback offers, and better deals on a broader range of new and pre-owned models. In some cases, you can enjoy the benefit of more than one incentive or discount, giving you greater options in choosing a vehicle better suited to your lifestyle and driving needs.
5. Longer Loan Terms
You’ll have greater flexibility with car loans through your dealership, including longer loan terms, which allows you to make smaller payments over an extended time. This option is more affordable and can allow you to purchase a higher-priced vehicle with additional features.
Your local Ford financing experts can provide exceptional promotional deals and convenience when you’re ready to buy a new vehicle. Contact us at North County Ford and see what we have to offer you from our fantastic inventory of new and pre-owned models today. We have great offers and financing options to meet your individual needs.
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